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a. Core Micro Loan • This shall be main micro loan of the bank targeted at active poor clients engaged in trade and commerce on individual basis. • Loan size: #10,000 minimum and #500,000 maximum • Eligible client or borrower must have been a customer of the bank for a period not less than 3 months before the loan is granted. • The interest rate…

Micro Credit Facilities Small and Medium Scale Credits Corporate and Special Credits

Fixed Deposit Account • Description: Fixed Deposit Account is run by one or more persons / organization • Benefits Accrued Interests discourage spending and encourage savings • Requirements: Duly completed account opening form Duly completed mandate card 2 recent Passport Photographs Utility Bill Valid means of identifications, e.g. Drivers’ License, Voters Card, National ID card or International Passport.

Account of Non-Profit making Organization • Description: This account is for NGOs and Non-profit making organizations • Benefits Gets monthly interest on balance • Requirements: Duly completed account opening form Duly completed mandate card 2 recent Passport Photographs Utility Bill Valid means of identification for the signatories, e.g. Drivers’ License, Voters Card, National ID card or International Passport

Partnership Account • Description: This account is for partnership business that is run by Partners • Benefits Gets monthly interest on balance • Requirements: Duly completed account opening form Duly completed mandate card 2 recent Passport Photographs Utility Bill Valid means of identification for the signatories, e.g. Drivers’ License, Voters Card, National ID card or International Passport

Enterprises / Sole Proprietorship Account • Description: This account is suitable for business run by one person • Benefits Gets monthly interest on balance • Requirements: Duly completed account opening form Duly completed mandate card 2 recent Passport Photographs Utility Bill Valid means of identification for the signatories, e.g. Drivers’ License, Voters Card, National ID card or International Passport

 Joint Current Account • Description: The Joint Current Account is operated by two or more Individuals • Benefits Gets monthly interest on balance • Requirements: Duly completed account opening form Duly completed mandate card 2 recent Passport Photographs Utility Bill Valid means of identifications, e.g. Drivers’ License, Voters Card, National ID card or International Passport.

Individual/ Salary Account • Description: The Individual Current Account is operated by one person • Benefits Gets monthly interest on balance • Requirements: Duly completed account opening form Duly completed mandate card 2 recent Passport Photographs Utility Bill Valid means of identifications, e.g. Drivers’ License, Voters Card, National ID card or International Passport.

a. Individual/ Salary Account b. Joint Current Account c. Enterprises / Sole Proprietorship Account d. Partnership Account e. Account of Non-Profit making Organization f. Fixed Deposit

Daily Savings Account • Description: “AKAWO” type of account where account owner deposits a fixed amount on daily basis. • Benefits Gets monthly interest on balance Helps people especially traders to make personal daily savings • Requirements: Duly completed account opening form Duly completed mandate card 2 recent Passport Photographs Utility Bill Valid means of identification, e.g. Drivers’ License, Voters Card, National ID card or…